Plaid

Recently shipped Instant Link, LendScore 2, and Chase consent-expiration visibility.

Instant Link and LendScore 2 shipped. Qualifying sessions return permissioned insights in under two seconds via Instant Link. LendScore 2 adds Core, auto, home lending, and short-term models.

Chase consent expiration is now readable. /item/get returns consent_expiration_time for Chase Items, backfilled for Items connected since August 21, 2026. Integrate update mode so users can renew expired Items.

Check, Identity, and Transfer gained new surface.

• Plaid Check added paired_item_id on Items and paired_account_id on Accounts; /cra/report/create and /cra/report/get replace the older /check_report/ endpoints, which still work.
• Identity released /identity/match/list; Identity Verification now returns SSA verification results on ID numbers.
• Transfer added an adjustment event type, multiple Proof of Authorization contact emails, and a redesigned Overview page; beta /beta/webhook_events/list recovers missed webhooks.
• Transactions now cover auto loans and lines of credit.

Account subtypes are changing — breaking. The unused installment and charge card subtypes are gone. From October 11, 2026, home equity covers HELOCs only, home equity loans move to a new home equity loan subtype, and commercial splits off commercial line of credit.

SDKs and Link. A rewritten Go client shipped, out of beta. Link's Android SDK v6.3.0 added automatic session handoff for Embedded Link; iOS v7.2.2 fixed Link opening at the wrong width on iPad and iPhone Duo. Haitian Creole (ht) joined the supported languages, and the Returning User Experience reached the UK.