Finance

Audit log user details now include email in actor_details and user_details, and audit logs recognize five new event types including Default card limits changed and Deleted request draft. Unified request responses also add DEFAULT_APPROVER as an assigned_user_source and an issuance_parameters.is_default_allocation flag, plus workflow_id on custom form field mapping references.

Compatible agents such as Claude and Cursor can now access and analyze Stripe analytics data through the Stripe MCP, the Queries API, or the Reports API, with the underlying SQL available for inspection and editing. The Queries API is free through January 31, 2027, after which it is billed per credit of API usage, while the Reports API remains free.

Audit logs and the event_types filter now recognize an Analysis archive status changed event when an analysis is archived or restored. Event availability depends on feature rollout and access permissions.

Vendor bank account endpoints accept include_pending=true and return status and proposal_id, though a pending account gets a new ID when approved. Vendor contact responses can return email as null, and vendor credit line items report unit_quantity as a number in beta.

The custom Sandbox user configuration object now accepts an optional has_perpetual_otp field. When set to true, the Item behaves like one at an institution that presents a multi-factor challenge on every login attempt.

Create applications for Canadian businesses with country set to "CA", which requires application_type of "RAMP_SUITE" and accepts applicant details and basic business information; the applicant completes the rest in Ramp.

Audit logs and the event_types filter now recognize "AI spend spike alert settings changed" for changes to company-wide alert switches, adding enum compatibility. Event availability depends on the underlying feature rollout and access permissions.

Vendor responses now include a nullable display_name settable via PATCH /developer/v1/vendors/{vendor_id}, and in beta vendor credit totals, remaining balances, applied amounts, and line-item amounts use the credit's currency instead of always reporting USD. Also added inline contacts for new procurement vendors, read-only entity_config on program request details, and two new audit log event types.

For Plaid Check Consumer Report, the Item object now includes a paired_item_id field, available through /item/get and /user/items/get, identifying the corresponding Plaid Inc. or Plaid Check Item.

Request approval steps now report nullable required_approval_count, completed_approval_count, and eligible_approver_count fields, and approval metadata includes dependent_launch_nodes for Ironclad launch nodes whose workflows a step waits on. Audit logs and the event_types filter recognize "Cash app rerun started", "Program entity restrictions changed", and "Purchase order delivery acknowledged", with event availability depending on feature rollout and permissions.