Stripe Changelog

In 2025, solo founders in the top decile generated 61 times the revenue of the median solo founder in their first six months. We analyzed the data to understand what drives that gap.

Radar now blocks high-risk transactions across all supported payment methods; defends against new fraud types like multi-account abuse and pay-as-you-go abuse, regardless of which payment processor you use; and gives platforms new tools to evaluate and mitigate merchant risk on and off Stripe.

At Stripe Sessions and our inaugural SaaS Platform Leaders Summit, vertical SaaS leaders shared how they’re staying differentiated as AI raises the bar for software. The takeaways: why payments and financial services create moats that AI can’t easily replicate, how platforms are moving from AI experimentation to monetization, and why platforms are expected to lead the way on agentic commerce.

This morning at our annual conference, Stripe Sessions, we shared 288 new products and features with more than 9,000 business leaders and builders. We're making Stripe even more programmable; protecting and propelling your business with the strength of the Stripe network; and building economic infrastructure for AI.

Here's everything we announced.

Payments

Today, we launched and demoed payments infrastructure for the next era of commerce. We expanded the Agentic Commerce Suite through partnerships with Meta and Google; announced a new way to grant agents the ability to pay with Link's agent wallet; and unveiled Checkout studio, which helps you build, analyze, and optimize high-converting checkouts in a few clicks. Here's what's new:

Agentic commerce

• You can now sell through AI agents by uploading your product catalog and managing agent access directly from the Stripe Dashboard with the Agentic Commerce Suite.
• We previewed the ability for platforms to use the Agentic Commerce Suite, allowing their connected accounts to become agent-ready with discovery, checkout, payments, and fraud detection handled through a single Stripe integration.
• We partnered with Meta to enable native checkout inside ads on Facebook so discovery and purchase happen in one flow.
• Customers will soon be able to buy your products in AI Mode and the Gemini app via the Universal Commerce Protocol (UCP), through a new partnership between Stripe and Google.
• Agents can now programmatically transact with your business via microtransactions, recurring payments, and more with the Machine Payments Protocol (MPP), co-authored by Stripe and Tempo.
• You can now accept payments from agents over MPP in stablecoins as well as fiat through cards, Klarna, and Affirm via Shared Payment Tokens (SPTs), using our Payment Intents API.

Link

• You can now grant agents the ability to pay with Link's agent wallet, while maintaining control via spending approvals and full purchase visibility.
• Link now supports additional payment methods. Via Link, US businesses can now accept Pix in Brazil and stablecoins. We also previewed the ability for US businesses to accept UPI via Link in India.
• You can now see Link's impact on your conversion, authorization rates, and payments costs in a dedicated tab in the Dashboard.

Optimized Checkout Suite

• We previewed Checkout studio, a new way for you to configure, analyze, and optimize your checkout with an AI assistant, live transaction replay, A/B testing, and personalized recommendations.
• We previewed Stripe Checkout's new embedded form, built for embedded use cases like sidebars, chat boxes, and modals.
• More payment methods, including Pix and UPI, now support subscriptions, localized currency presentment, and cross-border payments.
• You can now accept Sunbit in the US, Bizum in Spain, and Pay by Bank in Finland.
• You can now accept Bizum, BLIK, and Pay by Bank for cross-border payments.
• You can now accept TWINT for recurring transactions.
• You can now automatically detect and display your customer's preferred currency with a new Adaptive Pricing AI model that analyzes dozens of session signals in real time.
• You can now use Adaptive Pricing to localize subscription prices to your customer's domestic currency.
• We previewed a new way for your customers to save a card in your app by tapping it on their Android device instead of manually entering the card information.

Stripe Terminal

• We announced the Stripe Reader T600, a new countertop device with an eight-inch screen and the power to run custom apps that support experiences like loyalty and upsells.
• We announced the ability to process in-person payments with Terminal in 15 additional markets, including Hong Kong and Mexico.
• We announced the ability to accept additional payment methods such as Alipay, Klarna, and UnionPay International for in-person payments with Terminal.
• We previewed Terminal's standalone mode, so you can quickly start accepting payments on Stripe readers with no code or point of sale required.

Stripe Managed Payments

• All digital businesses can now use Managed Payments, Stripe's merchant of record solution. It helps digital businesses sell globally by handling indirect tax compliance in 80+ countries, as well as fraud prevention, dispute management, and customer support.

Payments Intelligence Suite

• We previewed the ability to A/B test Authorization Boost against your existing payments performance.
• You can now use Authorization Boost's new AI-powered optimizations, including support for Data Only authentication flows and PINless debit retries, helping increase acceptance rates by an average of 3.8% and lower processing costs by up to 3.3%.
• You can now use Stripe's 3DS solution on a standalone basis—enabling regulatory compliance, including support for exemptions, and fraud protection to payments processed by another payment service provider.
• You can now use the Stripe Dashboard assistant for payments analytics, which investigates performance issues, diagnoses root causes, and recommends next steps in natural language.

Radar

Millions of global businesses use Stripe Radar to fight fraud, from leading AI companies like OpenAI, Anthropic, ElevenLabs, and Cursor to global enterprises like PepsiCo and Hertz. Today, we announced the biggest-ever upgrades to Radar, helping you to defend against new types of fraud—including token abuse and account fraud—protect more of your payments on and off Stripe, and win more disputes. Here's what's new:

• You can now identify high-risk trials without blocking legitimate customers using Radar's free trial abuse prevention.
• We previewed Radar's bot abuse prevention, designed to accurately distinguish legitimate AI agents from fraudulent actors.
• You can now use a new payment signal to identify fraudulent payments on and off Stripe with Stripe Signals.
• We previewed additional payment signals to predict disputes and early fraud warnings, and detect pay-as-you-go abuse before invoices go unpaid with Signals.
• We previewed new customer signals to detect multi-account abuse and account sharing abuse with Signals, helping you distinguish real customers from bad actors before they cost you money.
• We previewed new merchant signals to assess fraud risk for new accounts, predict merchant delinquency, and analyze websites for suspicious activity using LLM-powered reviews with Signals.
• We previewed new Stripe Issuing authorization signals that predict the likelihood that a card authorization is fraudulent, extending protection to non-Stripe issuers, banks, and fintechs.
• You can now use Radar's fraud protection to block high-risk transactions on all supported payment methods, including bank debits; wallets; buy now, pay later (BNPL) options; and stablecoins.
• We announced custom Radar models that are trained on your business signals along with Stripe's global network intelligence for more accurate fraud detection.
• You can now access upgraded fraud intervention models for Checkout that enable precise, low-friction interventions, such as targeted CAPTCHAs, to reduce fraud while improving conversion.
• You can now receive AI-powered recommendations for additional evidence fields, such as tracking number or customer usage logs, to supplement Smart Disputes evidence.
• You can now store persistent documentation, like terms and conditions, in your evidence library. Smart Disputes can pull from this library automatically, so you don't have to submit the same materials repeatedly.

Revenue

Agentic activity requires new, real-time infrastructure for metering, rating, alerting, and payments. We upgraded our Revenue suite to support new AI-native business models with dimensional pricing and streaming payments. We also made Stripe more programmable with three new Stripe Billing customizations and expanded access to real-time, ready-to-query data. Here's what's new:

Stripe Billing

• You can now power a broader range of usage-based and hybrid pricing models with Metronome, a Stripe product. You can manage commits, multidimensional pricing structures, bespoke contracts, and more, with real-time revenue visibility down to the account, contract, and product level.
• You can now access and manage Metronome contracts, customers, and data directly in the Stripe Dashboard with the Metronome app.
• We announced the ability to support streaming payments by combining Metronome and Tempo, allowing you to get paid the instant value is delivered and cost incurred.
• You can now track credit balances at industry-leading rates, get instant low-balance alerts, and configure automatic credit top-ups.
• We previewed support for three new types of Billing customizations, allowing you to programmatically define how subscription items appear on invoices, how prorations behave, and how balances and credits are applied.
• We previewed payment plans that you can use to accept installment payments with automated collection, giving your customers more flexibility and improving cash flow.
• We previewed subscription invoice revisions, so you can edit finalized subscription invoices and automatically void the original invoice.

Stripe Tax

• You can now automate US tax filing, track status, and view filing details in the Stripe Dashboard, powered by TaxJar.
• We previewed additional Stripe Tax Connectors for Shopify and NetSuite, so you can extend Tax to platforms where you already do business.
• We previewed the ability for Tax to verify tax IDs against government databases during checkout flows, blocking invalid IDs.
• Payment Intents API users can now calculate and record tax on a payment with a single parameter—no separate API calls required.
• Businesses located in Liechtenstein and Mexico and digital sellers in Sri Lanka can now use Tax. We will also offer full support for businesses in Malaysia and remote sellers in French and Spanish territories soon.

Data

• We previewed the ability to retrieve real-time subscription metrics within AI agents using the Stripe MCP, or within Stripe Console.
• We previewed Stripe Database, giving you real-time Stripe data in a managed, hosted, read-only Postgres database. You can spin up the database with one click from the Dashboard or a single CLI command, allowing you to build and ship applications faster.
• We previewed the next generation of Stripe Data Pipeline, enabling real-time data syncs to Google Sheets with more data destinations coming soon.
• You can now sync all of your Stripe data directly to Databricks with Data Pipeline.
• We previewed the ability for you to programmatically retrieve prebuilt financial reports across accounts in your organization using the Reports API v2.
• We previewed the ability for businesses using Stripe Sigma to execute custom SQL queries programmatically for advanced data modeling and reporting with the Reports API v2.

Money Management

The AI economy is growing at breakneck speed, and more companies have a global footprint from day one. But the tools to manage your money haven't kept up, with finances typically scattered across half a dozen apps and spreadsheets. We previewed new capabilities to help you store, spend, and manage money—including a Stripe card that rewards you for spending, free transfers to other Stripe Treasury users, and MCP support for Treasury APIs so you can build your own financial agents. Here's what's new:

Stripe Atlas

• We announced the ability for Atlas founders to track and receive SAFE funding from investors via ACH, wire transfer, or stablecoin transfer with a Treasury financial account.

Stripe Treasury

• We announced that for US and UK businesses, Treasury will support storage in 15 currencies by the end of the year.
• You can now instantly transfer funds between US businesses on Stripe for free.
• US users can now spend their settled Stripe earnings with a Stripe card powered by Mastercard, with 2% cashback on purchases.
• We announced that Treasury balances in the US will earn Stripe credits that you can apply toward your processing fees.
• You can now see a full view of balances, transactions, cards, and spending directly from your phone with the new mobile experience for Treasury within the Stripe app.
• We announced that Treasury will be available in Australia and Canada by the end of the year. We will also add stablecoin support for an additional 41 markets.
• We announced that Treasury balances will soon be backed by noncustodial wallets from Privy, enabling businesses in more than 150 markets to instantly move money across borders.
• We announced agent-ready financial accounts that enable agents to check balances, pay invoices, store funds, create cards, send money, and manage cash flow—with human-in-the-loop confirmation for key actions.

Stripe Global Payouts

• We previewed expanded Global Payouts coverage, so you can send payouts to recipients in more than 100 countries in fiat and 160 countries in stablecoins.
• We previewed the ability for Global Payouts users to send USD payouts to Link users instantly.

Embedded Finance

Stripe Connect powers more than 16,000 platforms, including Shopify, DoorDash, and Substack, which collectively help 11 million businesses accept payments. Today, we shared new ways to help platforms grow as AI reshapes software, including a new growth studio that uses Stripe data to surface actionable recommendations and the ability to launch new revenue streams through Treasury and Stripe Capital. Here's what's new:

Stripe Connect

• We previewed the platform growth studio, which generates recommendations directly in the Dashboard to help you expand your product offerings and grow faster. It includes AI-powered margin optimization recommendations, peer benchmarking, and no-code promotional pricing campaigns for local payment methods and Instant Payouts.
• Network cost passthrough (IC++) is now available to platforms in 45 markets, including the US, Canada, UK, and EU. You can now enable IC+ pricing and prebuilt reports for your connected accounts directly in the Dashboard.
• We previewed new embedded components for your connected accounts to order Terminal hardware, scan checks, view business performance charts, and access balance or payout reconciliation reports.
• We previewed the ability for you to use Stripe Managed Risk via API, allowing platforms and banks to outsource risk management to Stripe while maintaining full control over the user experience.
• Platforms will soon be able to launch full-scale financial services with less operational overhead using Managed Risk for Treasury.
• Platforms can now use Smart Disputes to automatically compile and submit dispute evidence on behalf of their connected accounts.
• Platforms can now mitigate risk across their business with Radar, featuring 0-to-100 fraud scores for every business and transaction, AI-powered insights that explain why accounts are flagged, and a comprehensive view of account activity.
• Your connected accounts can now onboard onto your platform in one click with networked onboarding. We also previewed support for Link wallet users to onboard in one click, even if they don't already have a Stripe account.
• Marketplaces in the US, UK, European Economic Area (EEA), and Canada can now programmatically pay out funds to sellers' connected accounts across any of these regions with cross-border payouts.
• We previewed the ability for marketplaces that sell in Europe to continue using multiple payment providers while making unified payouts through Stripe. This will help marketplaces comply with upcoming PSD3 regulations without disrupting their multiprocessor setups.
• We previewed wallets for marketplace sellers to receive earnings, hold funds, and make on-marketplace purchases using their financial account balance.
• We previewed the ability for marketplaces to allow both sellers and customers to spend their financial account balance on the marketplace and other businesses by issuing prepaid debit cards.
• We previewed how we will use stablecoin rails to allow Connect marketplaces to instantly transfer funds to sellers in 100 additional countries.

Stripe Treasury for platforms

• You will soon be able to offer Treasury and spend cards for your users in just a few lines of code with embedded components.
• We previewed several new features available through Treasury for platforms, including bill pay, automated cash rewards, cash acceptance, check acceptance, real-time payments, and accounting integrations.

Stripe Capital for platforms

• You can now offer Capital to your connected accounts in France and Germany, with Australia and Canada coming soon.
• We previewed lines of credit, so your connected accounts can draw funds repeatedly as needed, up to an approved amount.
• We previewed the ability for platforms to underwrite a business with no Stripe payment processing history through Capital, allowing them to receive capital and onboard to Stripe Payments in one unified flow.

Stripe Issuing

• We previewed Issuing for agents, which allows businesses and agentic platforms to programmatically issue single-use virtual cards, so agents can make purchases and manage financial workflows autonomously.
• We previewed the ability to launch a live card program for humans and agents in minutes, with self-serve onboarding, prebuilt program templates, and live funds.
• We previewed consumer debit issuing, so you can offer prepaid rewards cards, disbursements, and branded cards.

Stablecoins and Crypto

Stablecoins and crypto are helping you move money faster and more affordably around the world. We introduced a new primitive from Privy to manage multichain balances with one simple API, expanded Bridge's Open Issuance so businesses can launch and manage their own stablecoins, and launched stablecoin-backed cards for recipients to spend funds locally or globally. Here's what's new:

• You can now accept stablecoin payments in 32 additional markets.
• We previewed the ability for US businesses to use Stripe Crypto Onramp to support headless implementations on web and mobile, custom stablecoins issued through Open Issuance, and a separate KYC mode on transactions up to $500.
• You can now enable consumer or commercial stablecoin-backed cards in 30 countries, enabling recipients to spend their funds locally or globally.
• Via Bridge, you can now onramp and offramp in COP and GBP, in addition to USD, BRL, EUR, and MXN.
• Via Bridge, you can now move and hold USDG and Bridge-issued stablecoins, including CASH, USDSui, and USDCBL.
• Via Bridge, you can move money across additional blockchains, including Tempo, Plasma, Celo, and Sui.
• Your customers can now hold, move, and grow stablecoin balances anywhere in the world with Privy digital asset accounts.
• We announced flexible custody via Privy, allowing you to configure wallets on a wallet-by-wallet basis with both custodial and self-custodial options for global reach.
• Via Privy, you can now provision custodial wallets operated with a licensed custodian of your choice.
• Via Privy, you can now earn on idle balances by connecting them directly to curated DeFi vaults on Morpho.
• Via Privy, you can now provision wallets for agents directly from the command line and track their spending through an agent-managed dashboard.
• Via Privy, you can now use an API integration with Bridge for bank transfer onramp and offramp flows.
• Via Privy, you can now enable AI agents to invest and transact securely with programmable wallets, including trigger-based micropayments and buy, sell, and hold crypto for investment use cases.

Stripe Platform

As agents become a foundational part of how developers build and operate on Stripe, we're investing in three areas: making Stripe extensible and programmable with primitives like custom objects; giving agents reliable tools for building, integrating, and operating on Stripe; and introducing new agentic surfaces to help you analyze and act on your Stripe data. Here's what's new:

• We previewed Stripe Console, an agentic execution environment built directly into the Dashboard. Ask a business question in plain language and Console returns a structured diagnosis drawn from across your Stripe products. Or, give Console a Stripe-related task, and it will carry it out, asking for confirmation before taking consequential actions.
• AI partners and developer platforms can now use the Claimable Sandboxes API to embed Stripe into their platforms. We've also added more test data, including product catalogs, that you can push to your live Stripe account.
• We previewed the ability to securely create and pass live API keys to your platform on behalf of your users with automated key exchanges from Stripe's claimable sandboxes.
• We previewed custom objects, so you can model your business data and logic inside Stripe. You can define, store, and manage custom objects with typed fields, relationships, methods, and the same APIs and operational controls as native Stripe resources.
• Stripe Workflows is now generally available. We also previewed new features, including looping, third-party custom actions, prebuilt actions for Mailchimp and Slack, programmatic invocation, and support for Connect.
• We previewed the ability for app developers to build full-page, multitab experiences inside the Stripe Dashboard.
• You can now provision, manage, and bill for your entire dev stack—including hosting, databases, authentication, observability, analytics, and AI—with Stripe Projects.
• We previewed the ability to set up agent guardrails in Stripe to assign agent identities, enforce scope rules, and configure approval flows for sensitive actions.

What's coming later this year

Today, we launched our public roadmap: an itemized list with hundreds of detailed entries through Q1 2027, covering products, features, and improvements across Payments, Revenue, Money Management, and beyond. While it's extensive, it's noncomprehensive—we're moving at breakneck speed, so you'll see us ship even more things that aren't on the roadmap, too.

Here's what you can expect:

Payments

Agentic commerce

• [Q2, public preview] Agents can initiate payments using a customer's permitted payment method, without exposing the underlying credentials.

Link

• [Q2, GA] A native Link app for iOS and Android gives buyers a single place to manage payment methods, view transaction history, and automate purchases with configurable alerts.

Payment processing

• [Q2, GA] Route Apple Pay payments through the local eftpos network in Australia.
• [Q2, GA] Accept Satispay for cross-border payments.
• [Q2, GA] Accept Scalapay, an Italian buy now, pay later method, for cross-border and domestic payments.
• [Q2, GA] Legal CBD businesses can use Stripe.
• [Q2, public preview] Integrate Stripe Payments directly into Aptos ONE workflows.
• [Q3, public preview] Use an off-session payments API for transactions you initiate.
• [Q3, public preview] Build session-based payment flows that bill at the granularity of usage events like token consumption and API invocations.
• [Q3, GA] Dating service businesses can use Stripe.
• [Q4, GA] Convert 13+ currencies instantly in your Stripe Payments balance—from the Dashboard or via API—in 35 markets including the US, UK, EU, CH, SG, HK, AU, and NZ.

Stripe Terminal

• [Q4, public preview] Stripe Terminal supports dynamic currency conversion to present pricing in the customer's local currency.
• [Q4, GA] Stripe Terminal supports multicapture, so merchants can partially capture an authorized payment multiple times.
• [Q4, public preview] Use Tap to Pay on Android in Japan.

Stripe Financial Connections

• [Q2, private preview] Use

In the Sessions keynote, we talked about how agents are becoming active participants in the internet economy, and how we're building the infrastructure to support them.

Agents have become increasingly capable in recent months, but making purchases across the internet remains difficult. While machine payments protocols are still gaining adoption, agents need to work with the payment options sellers and consumers use today.

Today we're launching Link's wallet for agents, built on top of Stripe's new Issuing for agents. You can now give agents programmatic access to Link and the ability to get a one-time-use card or a Shared Payment Token (SPT), backed by the cards and bank accounts already in your wallet. The agent never gets access to your raw payment credentials.

You can review and approve each spend request from the agent on the web, or in Link's new iOS and Android apps. This makes it easy for consumers to enable personal AI agents such as OpenClaw to make an authorized purchase on their behalf.

If you're a developer or business building consumer-facing agents, such as personal assistants, Link's wallet for agents removes the need to build wallet infrastructure from scratch. Link handles the abstraction across payment options your agent might need—like cards and SPTs (with stablecoins and other payment methods coming soon). It also takes care of fund flow complexity and helps you reach Link's customer base of more than 200 million consumers.

How Link's wallet for agents works

Imagine you are building a shopping agent that recommends apparel to your consumers. First, the consumer grants your agent access to their Link wallet via a standard OAuth flow.

Once your agent has access, it can create a spend request to get either a one-time-use card or an SPT to complete the transaction. Your agent provides context on the transaction, so the person can understand and approve the request. In both card and machine-native flows, the payment credential can be scoped with controls like amount, currency, and merchant. Support for agentic tokens, stablecoins, and other payment types are coming soon.

link-cli spend-request create \
payment-method-id csmrpd_12345 \
merchant-name "Powdur" \
merchant-url "https://powdur.com" \
amount 3500 \
context "Purchasing the Powdur Glow Renewal Vitamin C Serum as a gift for $35." \
request-approval

The consumer gets a notification and approves the spend request in Link (on the web, or in the Link iOS or Android app). Today, each request requires the person's review before the credential is shared with your agent. We're planning on expanding these controls to let people set spending limits, and choose when agents can act without additional approval.

After approval, Link returns the one-time-use card or SPT to your agent for it to complete the purchase. The person can track agent spending and manage connected agents directly in Link.

Stripe Issuing for agents

Link's wallet for agents is built directly on top of Stripe's Issuing primitives. For businesses that want to build and customize their own agentic wallets and cards, Issuing for agents gives developers access to the full set of Issuing APIs to power agentic spending and custom financial workflows for agents and their users.

Businesses can design user-facing experiences to fit their product, including onboarding, fund flows, and spending controls. They can define when and how agents move funds, set permissions at the card level, introduce fraud controls at transaction authorization, and gain visibility into historical and real-time card activity.

Issuing for agents provides the underlying infrastructure for these experiences, from single-use virtual cards and fund storage to spending controls, transaction monitoring, and advanced fraud tools. This infrastructure supports a range of use cases:

• Developers can use agents to automate their own business spend, allowing them to create programmatic workflows and recurring purchases.
• Fintech providers can embed agent-issued cards to control and reconcile spend for expense management in real time.
• Vertical SaaS platforms can issue agent cards to SMB customers, letting agents automate spend under the platform's own brand.
• Marketplaces can issue cards to sellers, so their agents can automate supplier payments, logistics, and fulfillment purchases.

Get started

Get started today with Link's wallet for agents, and read our docs to learn more about Issuing for agents.

We analyzed checkout activity across more than 20K businesses, surveyed shoppers and ecommerce leaders, and gathered insights from businesses on the Stripe network to understand what’s changing in online conversion.

Retailers know search and discovery have already shifted. What comes next is less settled. From embedded checkout to emerging third-party surfaces, here’s how ecommerce and AI leaders are integrating agentic commerce.

Radar now helps prevent free trial abuse with just one click. When enabled, Radar predicts the presence of abusive behavior that violates common trial terms, such as repeated trial signup or missed cancellations, with 90% accuracy.

The most sophisticated fraud teams are shifting from one-size-fits-all fraud approaches to more dynamic, tailored interventions. They are removing friction for trusted users, embedding fraud detection directly into agentic transactions, and investing in multilayered identity verification to combat deepfakes.

Adaptive Pricing is now available for subscriptions, allowing businesses to automatically localize prices in 150+ countries while Stripe handles currency conversion. In an A/B test across 1.5 million subscription checkouts, businesses saw 4.7% higher conversion and 5.4% higher LTV per session, on average.

We’re launching the Machine Payments Protocol (MPP), an open standard, internet-native way for agents to pay—co-authored by Tempo and Stripe. Businesses on Stripe can accept payments over MPP in a few lines of code using our PaymentIntents API.

A future where we buy with AI agents feels inevitable. Making it actually work is harder. These lessons from the first wave of agentic commerce are meant to help sellers decide what to tackle, avoid common bottlenecks, and get ahead of what’s coming.

From November 2025 to February 2026, our models detected 6.2x more abusive free trials across the Stripe network. This is part of a broader shift toward first-party fraud, where legitimate users abuse policies by setting up multiple accounts, cycling through free trials, or exploiting refunds.

Stripe is now the first and only provider that supports both agentic network tokens and buy now, pay later tokens in agentic commerce through a single primitive.

State-of-the-art LLMs can now solve a majority of scoped coding problems, but it’s an open question whether they can fully autonomously manage software engineering projects. We spent months building evaluation environments to benchmark how well AI agents can create real Stripe integrations.

Together, Metronome and Stripe are building the most flexible and complete billing solution on the market—one that works for everyone, from engineers in a garage figuring out their business model to public companies monetizing at global scale.

Not only are the majority of retailers actively implementing, or have plans to implement, agentic commerce, but many are also moving to a more tactical phase of optimizing their setup—refining their product catalog strategy to launch faster and investing in their own agentic shopping experiences in addition to integrating with third-party agents.