Wire transfers now supported; text message verification for micro-deposits
Auth: Text Message Verification flow for Same-Day Micro-deposits (opt-in, transitioning to opt-out).
Identity Verification: Additional linked_services enum values.
Investments: vested_quantity and vested_value fields.
Liabilities: pending idr student loan status.
Transfer: Wire transfer support (wire_details, wire_routing_number, wire network); increased description length to 15.
Signal: warnings array always present in response.
Fetched August 11, 2026

