Home Lending Report launches; React Native SDK 12.2.1 ships

For the Plaid Dashboard:

• Improved OAuth registration/onboarding UX with clearer status, timelines, and error messages; CSV export of team members; self-serve SCIM for Premium Support.

For Plaid Link:

• Released React Native SDK 12.2.1 and iOS SDK 6.3 with new event names and SwiftUI enhancements.

For Plaid Check Consumer Report:

• Added Home Lending Report/Employment Refresh for mortgage lenders (early availability); improved NSF calc accuracy; improved Income Insights accuracy; added institution details to monitoring_insights; added require_identity option; standardized days_required/days_requested maximums.

For Investments:

• Improved holdings valuation accuracy.

For Payment Initiation:

• Added error field to payment responses; cursor support for recipient/list.

For Transactions:

• Added /sandbox/transactions/create endpoint and new persona-based Sandbox test users; added account_numbers to counterparty object.

For Transfer:

• Added wire_return_fee field.