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PlaidPlaid/Changelog

Link enforces valid user identity data; ACH cutoff moves to 3pm ET

January 16, 2026ChangelogView original ↗
2 features1 enhancementThis release2 featuresNew capabilities1 enhancementImprovements to existing featuresAI-tallied from the release notes
  • Announced enforcement of data validity for user information in /link/token/create beginning late Jan/early Feb 2026, returning INVALID_USER_IDENTITY_DATA for malformed data.

For Link:

  • Released iOS SDK v6.4.3 adding support for experimental Layer features.

For Transfer:

  • Same-Day ACH cutoff time moving from 3:30pm ET to 3:00pm ET in early February 2026.

Fetched August 11, 2026

Link enforces valid user identity data; ACH cutoff moves… — releases.sh